All In Credit Union
Borrow $200–$1,000 fast with just a $20 fee, no credit check, and 28% APR. Cash in minutes to your All In account. Short 6-month terms for easier repayment.
The All In Credit Union Payday Assistance Loan, powered by CashPlease, offers a smarter alternative to traditional payday loans. With this offer, borrowers can access between $200 and $1,000 through a simple and fast process. Loans come with a 28% APR, a $20 application fee, and a term of six months. Notably, there is no credit check, making this loan accessible for many.
To apply, you must be the primary holder of an eligible All In checking account in good standing. Applications are available online 24/7, and funds are usually deposited within 15 minutes. However, funding might take up to 24 hours after business hours or on holidays.
How to Apply: Step by Step
- Ensure you have an active and eligible All In checking account.
- Complete the simple online application form.
- Pay a $20 application fee (waived for Military Lending Act eligible customers).
- No credit check is performed during the process.
- Funds are typically in your account within minutes if approved.
Pros of the Payday Assistance Loan
One key advantage is the fast funding. Borrowers can have cash in their account in as little as 15 minutes after approval, making this a helpful option during emergencies.
Additionally, the predictable 28% APR and short 6-month term offer clear, manageable repayment expectations, unlike high-cost traditional payday loans that often exceed 391% APR.
Cons to Consider
The $20 application fee applies whether or not your loan is approved or accepted, which may not suit everyone.
Also, this loan is only available to current All In checking account holders, which limits its availability to new customers seeking quick cash solutions.
Our Verdict
The All In Credit Union Payday Assistance Loan is a solid choice for those seeking fast, small-dollar credit with reasonable rates and no credit check. While there are eligibility restrictions and an upfront fee, the comparably low APR and speed of funding make it a much safer solution than most high-interest payday loans.